Instant Recharge & Bill Payment — 24x7 Available   100% Secure   Exclusive Cashback Offers!
India's Fastest Recharge Platform

One App.
All Payments. Zero Hassle.

From mobile recharge to electricity bills — pay everything instantly with ZivoPay. Secure, lightning-fast, packed with exclusive cashback.

10M+ Users
4.9 Rated
PCI DSS Secured
Best Cashback
Mobile Recharge
Airtel ₹299 ✓
Welcome back!
₹ 1,240.50
ZivoPay Wallet Balance
Mobile
DTH
Electric
Card
Gas
Internet
Train
OTT
🎁 Today's Offer
Jio Recharge ₹239 — Get 12% Cashback!
Electricity Bill
₹1,240 Paid ✓
Cashback Earned
+ ₹85.00
Mobile DTH Electricity Credit Card Gas Broadband Water Insurance
Mobile Recharge
DTH Recharge
Electricity Bill
Credit Card Bill
Gas Bill
Broadband
Water Bill
Train Ticket
Flight Booking
OTT Subscription
Gaming Top-Up
Insurance Premium
Mobile Recharge
DTH Recharge
Electricity Bill
Credit Card Bill
Gas Bill
Broadband
Water Bill
Train Ticket
Flight Booking
OTT Subscription
Gaming Top-Up
Insurance Premium
Our Services

Everything You Need to Pay & Recharge

All major services under one roof — fast, simple, and rewarding

Mobile Recharge

Prepaid & postpaid for all operators instantly

Instant

DTH Recharge

Tata Play, Airtel DTH, Dish TV, Sun Direct & more

All Operators

Credit Card Bill

HDFC, SBI, ICICI, Axis, Kotak & all major banks

All Banks

Electricity Bill

All state electricity boards across India

Pan India

Gas Bill

Indane, HP Gas, Mahanagar Gas & more

Fast

Broadband

Jio Fiber, ACT, Airtel Xstream, BSNL & others

Popular

Water Bill

Municipal water board bills across major cities

New

Train Booking

IRCTC train tickets with seat availability

IRCTC

Flight Booking

Domestic & international flights at best fares

Best Price

OTT Subscription

Netflix, Prime, Hotstar, Sony LIV & more

Trending

Insurance Premium

Life, health, vehicle insurance payments

Secure

Gaming Top-Up

BGMI, Free Fire, PUBG, Steam Wallet & more

Gamers

Bus Ticket

Book bus tickets across India with best offers

24x7

Loan EMI

Home, car, personal loan EMI payment

All Banks

FASTag Recharge

Recharge FASTag for toll-free travel

NHAI

Money Transfer

Instant bank transfer, UPI & wallet payments

Free
Simple Process

Pay in 4 Easy Steps

Recharge or pay any bill in under 30 seconds

1

Select Service

Choose from Mobile, DTH, Bills or any other service you need

2

Enter Details

Enter your mobile number, consumer ID or account number

3

Choose & Pay

Select plan or enter amount, pay via UPI, card or wallet

4

Instant Confirmation

Get instant confirmation & receipt on your phone and email

10M+
Happy Customers
500Cr+
Transactions Processed
99.9%
Uptime Guaranteed
50+
Services Available
Why ZivoPay

Built for Speed, Security & Savings

Everything designed to make your payment experience effortless

Secure Payments

Bank-Grade Security

256-bit SSL Encryption on every transaction

Lightning Fast Transactions

Most recharges and bill payments processed within seconds — even during peak hours.

Best Cashback & Offers

Exclusive daily deals, cashback offers and discount coupons on every payment you make.

Smart Bill Reminders

Never miss a due date — get automated SMS and app reminders before bills expire.

Full Payment History

Access complete transaction history with downloadable receipts anytime, anywhere.

24x7 Customer Support

Round-the-clock support via chat, call or email. We're always here to help you.

Trusted by All Major Operators

We support 200+ operators and service providers across India

A
Airtel
Jio
Jio
Vi
Vi
BSNL
BSNL
TATA
Tata Play
DISH
Dish TV
SUN
Sun Direct
HDFC
HDFC
SBI
SBI Card
ICICI
ICICI
Customer Reviews

What Our Users Say

Over 10 million happy customers trust ZivoPay every day

"
★★★★★

I've been using ZivoPay for 2 years. Electricity bill, mobile recharge, DTH — everything done in seconds. Cashback offers are amazing!

Rajesh
Rajesh Kumar
Business Owner, Delhi
"
★★★★★

Best recharge app ever. Credit card bill payment is seamless and I always get great cashback. Super fast and reliable!

Priya
Priya Sharma
Software Engineer, Bengaluru
"
★★★★★

ZivoPay saved me so much time. All house bills — gas, water, internet — managed from one place. Customer support is very quick!

Amit
Amit Patel
CA, Ahmedabad
"
★★★★★

I recharge Jio and pay electricity bills every month through ZivoPay. Never had a failed transaction. Cashback is credited instantly!

Sneha
Sneha Verma
Teacher, Mumbai
"
★★★★★

FASTag and insurance premium through ZivoPay is super convenient. Offers are unbeatable and transactions always instant!

Suresh
Suresh Nair
Entrepreneur, Chennai
"
★★★★★

Excellent app with clean interface. DTH and broadband bill payments take less than 10 seconds. Highly recommended!

Kavya
Kavya Reddy
Doctor, Hyderabad
100% Safe

Your Money is Always Protected

Military-grade security protocols to keep every rupee safe

256-bit SSL Encryption

All data encrypted with bank-level SSL security ensuring your information is always safe.

2-Factor Authentication

Extra layer of protection with OTP and biometric verification for every transaction.

PCI DSS Compliant

Fully compliant with international Payment Card Industry Data Security Standards.

Data Privacy

We never share your personal data with third parties. Your privacy is our top priority.

Instant Refund Policy

Failed transaction? Get instant refunds directly to your original payment method.

RBI Regulated

ZivoPay is fully regulated and licensed by the Reserve Bank of India.

 Download Now

Get the ZivoPay App
and Pay Smarter

Available on Android & iOS. Experience the fastest, most secure recharge and bill payment app in India. Join 10M+ happy users today.

4.9 Play Store
10M+ Downloads
100% Secure
ZivoPay App
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